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Are You a Debtor?
The Signposts of Compulsive Debting
Most compulsive debtors will answer "yes" to at least eight of
the following 15 questions:
- Are your debts making your home-life
unhappy?
- Does the pressure of your debts
distract you from your daily work?
- Are your debts affecting your
reputation?
- Do your debts cause you to think less
of yourself?
- Have you ever given false information
in order to obtain credit?
- Have you ever made unrealistic
promises to your creditors?
- Does the pressure of your debts make
you careless of the welfare of your family?
- Do you ever fear that your employer,
family or friends will learn the extent of your total indebtedness?
- When faced with a difficult financial
situation, does the prospect of borrowing give you an inordinate
feeling of relief?
- Does the pressure of your debts cause
you to have difficulty in sleeping?
- Has the pressure of your debts ever
caused you to consider getting drunk?
- Have you ever borrowed money without
giving adequate consideration to the rate of interest you are required
to pay?
- Do you usually expect a negative
response when you are subject to a credit investigation?
- Have you ever developed a strict
regimen for paying off your debts, only to break it under pressure?
- Do you justify your debts by telling
yourself that you are superior to the "other" people, and when you get
your "break" you'll be out of debt overnight?
How did you score? If you answered "yes" to
eight or more of these questions, the chances are that you have a
problem with compulsive debt, or are well on the way to having one.
If this is the case, today can be a turning point in your life.
We have all arrived at this crossroad. One road, a soft road, lures you
on to further despair, illness, ruin, and in some cases, mental
institutions, prison or suicide.The other road, a more challenging
road, leads to self-respect, solvency, healing, and personal
fulfillment. We urge you to take the first difficult step onto the more
solid road now.
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"God grant me the serenity to accept the things I cannot
change,
The courage to change the things I can;
And the wisdom to know the difference." |
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"I came into DA with a weighty (lifelong) burden of
victimization. I
recently realized I no longer feel like a victim! Miraculously, that
has
been
lifted, a result of working the 12 steps in this program around my
underearning
issues."
-Anonymous |
